About MediClub

MediClub, set up in the 1970s by Andrew Howard, was the very first independent specialist advisory service for doctors and dentists.

Having landed on a crash trolley at the age of 35, Andrew was evangelical about the need for insurance but he was also years ahead of his time in establishing a fee based service.

Financial advice is an intangible and the value of it is invariably unquantifiable. Consequently, MediClub charges a small annual subscription to pay for ongoing analysis and research undertaken on behalf of the membership as a whole and to free us up to be able to offer such impartial advice and guidance as may be required from time to time.

Andrew’s legacy and ethos prevails almost 50 years on through Jeremy’s mindful, consultative approach. On occasion that may be persuading clients not to take a certain course of action, for example, guiding them in buying a house or saving for retirement. We pride ourselves on our holistic approach to financial planning and strongly believe that time spent avoiding losses is as valuable as that spent making gains.

MediClub is not a sales orientated organisation, preferring to nurture clients and develop a professional working relationship for the long term.  We have looked after many senior members of the profession since qualification and are extremely proud of the reputation that we have earned over many years.

Principal Colleagues

Jeremy Howard

Jeremy Howard

Mediclub Consultant

Jeremy is a specialist financial consultant who has been looking after the financial needs of the medical & dental professions for over 30 years. As a small business owner and family man, Jeremy has accrued all the experience necessary not only to empathise with his clients’ circumstances and aspirations but also to advise them appropriately.

His approach to financial planning is the same as it is to playing a game of chess, that is, it pays to think a few moves ahead.

Claude Carletide

Claude Carletide

Partner

Claude has over 30 years experience as a financial adviser and Qualfied to Level 4 diploma of financial planning. He is one of the founding partners of Chantler Kent Investments specialising in Wealth Management and Retirement Planning, Commercial Finance and Mortgages.

David Glass

David Glass

Partner

With over 40 years experience in the financial service sector, David is one of the founding partners in Chantler Kent Investments specialising in Wealth Management and Inheritance Tax Planning and is qualified to Level 4 of financial planning. David’s former business was as owner of 7 office estate agency and a property development company.

Michael Harding

Mike Harding

Senior Mortgage Consultant

Originally a building society manager, Mike established The Mortgage Centre in Beckenham, Kent in 1979 before merging the business with Chantler Kent Investments in 2004. Mike specialises in both domestic mortgages and buy-to-lets.

Richard Gibbons

Richard Gibbons

Financial Planning Consultant

Richard has been in Banking and Finance since 1977. Having had a successful career with Lloyds Bank for over 18 years, he set up his own practice in 1996 and now specialises in Wealth Management, Retirement Planning, Inheritance Tax Planning, Protection and Mortgages.

Ashley October

Ashley October

Consultant

Qualified to level 4 diploma in financial planning, Ashley is one of our pensions specialists with extensive knowledge of the NHSSS. Having worked in the insurance sector for thirty years with, firstly, NPI and, secondly, Axa Sun Life, Ashley joined the MediClub team at Chantler Kent Investments in 2011. He has a comprehensive skill set including onshore and offshore investments, inheritance planning and wealth management.

Julian Durand

Julian Durand

Chartered Financial Planner

Julian has been in the profession since 1986 and is qualified to chartered status. He has previously administered Final Salary Pension Schemes and now specialises in pensions and investment advice.

Charles Bertuello

Charles Bertuello

Mortgage Advisor

Charles Bertuello and James Hughes are both qualified mortgage advisers with specialist expertise in assisting our younger practitioners without accounts in securing first time mortgages, as well as helping our more mature members with both commercial and buy-to-let mortgages. They also work with Jeremy at the Foundation Dentist Financial Seminars.

James Hughes

James Hughes

Mortgage Advisor

Charles Bertuello and James Hughes are both qualified mortgage advisers with specialist expertise in assisting our younger practitioners without accounts in securing first time mortgages, as well as helping our more mature members with both commercial and buy-to-let mortgages. They also work with Jeremy at the Foundation Dentist Financial Seminars.

Geoff Tate

Geoff Tate

Research Analyst

Based on a long involvement with global investments, Geoff takes a keen interest in the effect on markets of mass psychology and its implications for portfolio construction. He has a special interest in currencies, in the belief that they are too often overlooked when investment decisions are made.

Susan Gower

Susan Gower

Practice Manager

Susan is our practice manageress and has been with MediClub on and off for almost twenty years. Her efficiency and interpersonal skills, not to mention bubbly personality endear her to colleagues and clients alike.

Carole Bertuello

Carole Bertuello

Mortgage Manager

All of our staff are indispensable but, with the volume of mortgages transacted through MediClub and Chantler Kent, Carole’s knowledge and experience is invaluable in ensuring that all our clients’ applications are processed and monitored quickly and efficiently.

Marianne

Marianne Dickerson

Wrap (Pensions admin) Manager

Formerly a PA with the Foreign Office, Marianne joined MediClub in 2001. She now administers the Wealth Management Service within MediClub @ Chantler Kent Investments. Marianne’s specialist expertise is invaluable in ensuring that our clients’ requirements are satisfied and that all transactions are processed quickly and efficiently.